As the year winds down and 2026 is on the horizon, many Detroit real estate investors, especially those investing from out of state, start wondering: “Should I buy a property now or wait until January?” For out of state real estate investors eyeing Detroit’s real estate market, timing matters. December brings unique opportunities, but it also comes with a few logistical challenges. We review what to consider before making your move.
Should Investors Wait Until January for Real Estate Investments?
As with most real estate decisions, the answer is: it depends. For some out of state real estate investors, the end of the year presents a valuable window to secure deals and lock in tax benefits. For others, the challenges of holiday logistics, limited availability of professionals, and tight timelines may outweigh the perks. The best approach comes down to your readiness, your real estate team on the ground in Detroit, and whether you’re prepared to move quickly, or better off starting fresh in January with fewer obstacles in your way.
Let’s further dive into the perks and challenges of buying Detroit real estate investments before the end of the year.
The Perks of Buying Before the New Year
One of the biggest advantages of buying in December is the potential for year end deals. Sellers may be more motivated to close quickly, especially if their property has been sitting on the market or they want to wrap things up before the tax year ends. This means out of state real estate investors could score a lower purchase price or more favorable terms with less competition.
There’s also a financial incentive. If you close on a property before December 31, certain expenses, like mortgage interest, property taxes, and closing costs, may be deductible on this year’s taxes. For investors looking to reduce taxable income or capture a last minute write off, buying before the end of the year could be a smart move.
The Challenges of Buying in December
Of course, buying a property from a distance during the holiday season has its hurdles. Many industry professionals; inspectors, appraisers, contractors, lenders, etc., have reduced availability or take time off around the holidays. That means scheduling inspections or securing approvals might take longer than usual.
Travel can also be tricky. Winter weather, expensive flights, and packed schedules can make it difficult for out of state investors to visit Detroit in person. If you’re relying on photos or virtual tours, it’s even more important to have trusted eyes on the ground from a Detroit real estate team who specializes in working with out of state real estate investors, who can give you honest insight.
Why Some Investors Wait Until January
For investors who prefer a more relaxed process or need additional time for financing or planning, waiting until January can be the better option. The start of a new year often brings a fresh inventory of properties and renewed energy from real estate professionals ready to get back to work.
January can also offer better alignment with financial planning. Out of state real estate investors may choose to wait so they can make purchases that align with their 2026 tax year strategy, instead of rushing into a deal before the December deadline.
Planning Makes the Difference
Whether you decide to buy in December or hold off until January, the key is preparation. Out of state real estate investors should have a solid plan in place, including financing, a vetted property manager, and a local Detroit real estate investment team they can trust. Detroit’s market offers strong investment potential year round, as long as you’re ready to move when the right opportunity appears.
If you’re an out of state real estate investor thinking about buying in Detroit, the FIRE Realty Team can help you navigate the process with ease. As investors ourselves, we know the ins and outs of the Detroit market. From identifying the right properties to coordinating inspections and managing local contacts, we offer the expertise and network you need to make smart, strategic decisions, whether you buy now or in the New Year. Reach out today to start planning your next investment.
